Exclusive Golf Club Membership
I am not able to use it to the extent that I thought I would be able to so my loss is your gain. Call me at 615-838-8777 if interested.
Visit the site at www.five-oaks.com
 |
 |
 |
 |
Hey guys. Great News! I will start teaching again effective immediately in the spring of 2009. Through a local Mount Juliet affiliation at the Putt Putt Golf and Games range, I will also be offering Launch Monitor sessions on Zelocity’s launch monitor and video lessons on the C-Swing video teaching software in the true digital format for professional quality video.
“Fore” more information or to book a lesson call me on my cell at 615-838-8777
“You cannot legislate the poor into freedom by legislating the wealthy out of freedom. What one person receives without working for, another person must work for without receiving. The government cannot give to anybody anything that the government does not first take from somebody else. When half of the people get the idea that they do not have to work because the other half is going to take care of them, and when the other half gets the idea that it does no good to work because somebody else is going to get what they work for, that my dear friend, is about the end of any nation. You cannot multiply wealth by dividing it.”
~ Dr. Adrian Rogers, 1931-2005
Well the Pirate is down with another sinus infection. It seems like I get them every year about this time as the seasons change and the pollen starts flying. I got a little sick too when a loan that I was working on was fumbled by my substitute processor while the first stringer was scuba diving in Cozumel. It looks like it is back on course again but it came a day after a client backed out of a refi scheduled to close the next day.
It kind of hits me hard when I get two fall out so close to the same time frame. I have had dozens of folks that I have contacted and some that I have taken full aps on waiting for the magic potion from Uncle Obama to lower their rate and make their mortgage payments for them. I guess some are getting their wish and I’m sure I’ll be one of the many who help them out, but it seems like it is taking forever and some will not budge.
I guess a part of me feels like it is not right to bail out those that made the mistake of taking out too much mortgage in the first place. I feel like I lost a lot of business to the unscrupulous “brokers” that were offering them these crazy rates to begin with at costs that were not reasonable while the honest guys were overlooked as being too expensive.
I try to stress to folks the seriousness of the transaction and that it should not be bid out to the lowest bidder, but unfortunately, many folks did not care. They shopped for a mortgage like they were shopping for a toaster. Nothing matters but the cost. I guess people will realize now that is not smart, but they are getting bailed out without penalty. I guess it is only fair that most of the guys still left in the industry are the straight shooters and it is them that will benefit the most from trying to solve this mess.
So I get an email from my accountant today that says “I have 4 Tickets to Wednesday’s Practice round at the Augusta, do you want to go?”
My reply, “Are you kidding?”
After slaving away for about 15 years in the golf business and never getting my “class A” PGA card (the only level that will get you in for free) and leaving to get into the mortgage business, and only living about 5 hours away in Nashville, I have still yet to go.
So… not just yes, but heck yes i want to go. Where do we meet, what should I bring, when do we leave?????
I’ll be taking my new Mini DV camera to capture as many swings as I can while I am there.
Well we have yet another change to the government programs to help homeowners out there. I think this just goes to show you about the inefficiency of government. This is the third program in less than 6 months that has been enacted with little or no effect on the housing business as of yet. It does look like it has some merrit, however, it is rewarding those that overbought in home by using the tax dollars of those that have not to bail them out.
Talk about the pinnacle of “victim mentality.” Why don’t we all just go out and buy more house than we can afford and apply for one of these government bailout loans that are good until December 2009. I know my wife would like a bigger house. Wouldn’t yours? Nothing like having the “government” pay for it.
If Obama gets his way and the biggest tax hike in history that he is proposing gets passed, your mortgage deduction for interest will be severly cut, as well as the death tax and corporate taxes increased by over 100% some say, so you have to get it back somehow. If the government is rewarding ignorance, I guess we’ll all have to become ignorant.
